HAFL

Hafiz Limited

By PSX Investors Zone · Updated October 24, 2026

Hafiz Limited company profile

Hafiz Limited (PSX: HAFL) is a Pakistan Stock Exchange-listed company incorporated in 1951. According to the official PSX company profile, its principal activity is earning rental income from investment properties. For FY2026, the company reported rental income of Rs43.16 million, profit after tax of Rs58.45 million and earnings per share of Rs48.71, compared with Rs39.29 million, Rs52.89 million and Rs44.08, respectively, in FY2025. The final cash dividend of Rs3.00 per share for FY2026 was approved at the company's October 22, 2026 AGM. Hafiz Limited was classified as Shariah-compliant in the PSX-KMI All Share Islamic Index recomposition published in May 2026, based on December 2025 financial statements. However, PSX also displays a Risk Warning Alert concerning continuous exchange-rule violations and potential suspension or delisting. Investors should review the latest official disclosures and Shariah screening before making decisions.

Hafiz Limited (PSX: HAFL) is a Pakistan Stock Exchange-listed company incorporated in 1951. Although the exchange classifies it under the Textile Composite sector, the company's stated principal activity is earning rental income from investment properties. This distinction matters when assessing its earnings, financial performance and business risks.

Business Overview

According to the official PSX company profile, Hafiz Limited generates income primarily through rentals on investment properties. Its financial performance should therefore be evaluated with attention to rental-income growth, property-related operating costs, taxation, asset values, cash generation and the sustainability of its rental arrangements.

The company's registered office is located at 97, Alliance Building, 2nd Floor, Moolji Street, off Mereweather Tower, Karachi. Its official website is hafiztm.com.

Financial Performance

The company's FY2026 financial results show an improvement in rental income and annual profitability compared with FY2025.

Financial MetricFY2026FY2025
Rental incomeRs43.16 millionRs39.29 million
Profit before taxRs70.11 millionRs63.17 million
Profit after taxRs58.45 millionRs52.89 million
Earnings per shareRs48.71Rs44.08

Rental income increased by approximately 9.8%, while profit after tax rose by approximately 10.5% year over year. These figures indicate improved reported earnings in FY2026, but they do not guarantee that the same growth will continue.

Because profit after tax exceeded rental income, investors should examine the full audited financial statements to understand the effect of other income, investment-related items and taxation. Rental income alone does not explain the company's entire profit.

Dividend Information

For the financial year ended June 30, 2026, the board recommended a final cash dividend of Rs3.00 per share. The dividend was approved at the company's 75th Annual General Meeting on October 22, 2026.

A dividend is a distribution of company earnings or reserves, not a guaranteed recurring payment. Investors should check the official corporate announcements for entitlement details and payment confirmation.

Shariah Compliance Status

Hafiz Limited was classified as Shariah-compliant in the PSX-KMI All Share Islamic Index recomposition announced on May 29, 2026. The screening was based on financial statements as of December 31, 2025.

The published screening ratios were:

  • Debt ratio: 0.00%
  • Non-compliant investment ratio: 1.11%
  • Non-compliant income ratio: 0.00%
  • Illiquid assets ratio: 95.39%

These are historical screening figures, not a guarantee of future compliance. Shariah status can change following subsequent reviews or changes in a company's financial position. Investors who require Shariah-compliant investments should verify the latest PSX-KMI screening and consult their Shariah adviser where appropriate.

Official reference: PSX-KMI All Share Islamic Index recomposition, May 29, 2026.

Important PSX Risk Warning

The official PSX company profile displays the following Risk Warning Alert:

The Company is in continuous violation as specified in Clauses 5.11.1. or 5.11.2. and carry risk of suspension of trading or being delisted from the Exchange and may be subject to such terms and conditions as specified by the Exchange.

This warning is material information for investors. It concerns exchange compliance and potential trading suspension or delisting. Readers should check the latest PSX notices and company disclosures to understand the current status and any subsequent developments.

Official reference: Hafiz Limited — PSX profile and announcements.

What Investors Should Monitor

When researching Hafiz Limited, investors may wish to examine:

  • Rental-income stability: changes in rental income and the reliability of tenant receipts.
  • Profit quality: the contribution of rental income and other income to reported profit.
  • Cash flow: whether operating cash flow supports property-related expenditure and distributions.
  • Property assets: asset values, maintenance needs and any material changes disclosed in financial statements.
  • Dividend sustainability: the relationship between cash generation, financial commitments and shareholder distributions.
  • Exchange compliance: any updates to the PSX Risk Warning Alert or notices concerning the company's listing status.
  • Shariah screening: the latest official PSX-KMI All Share Islamic Index status and financial ratios.

Frequently Asked Questions

What is Hafiz Limited's PSX symbol?

Its Pakistan Stock Exchange symbol is HAFL.

Is Hafiz Limited Shariah-compliant?

It was classified as Shariah-compliant in the PSX-KMI All Share Islamic Index recomposition published May 29, 2026, based on December 2025 financial statements. Check the latest screening before relying on this status.

What does Hafiz Limited do?

According to its official PSX profile, its principal activity is earning rental income from investment properties, despite its Textile Composite exchange classification.

What were its FY2026 earnings?

For the year ended June 30, 2026, Hafiz Limited reported rental income of Rs43.16 million, profit after tax of Rs58.45 million and EPS of Rs48.71.

Does Hafiz Limited have a PSX risk warning?

Yes. The official PSX profile displays a warning about continuous exchange-rule violations and the risk of trading suspension or delisting. Investors should review the latest exchange notices.

Official Sources

This profile is intended to support company research and investor education. Financial results, dividend declarations, listing compliance and Shariah screening should be rechecked against the latest official disclosures before making investment decisions.

#hafiz limited#hafl#pakistan stock exchange#psx stocks#shariah compliant stocks#islamic investing#rental income#investment properties#fundamental analysis#fy2026 results#dividend analysis#psx risk warning

This profile is for educational purposes and is not a recommendation to buy or sell any security.

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